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Story no. 2: Problematic fire
SO WHAT HAPPENED?
In the premises leased by our clothing industry client, which included a showroom, a fire broke out.
Current assets totalling approximately PLN 100,000 were destroyed. The insurance company refused to pay out, claiming that the fire was caused by gross negligence on behalf of the insured.
HOW DID WE SOLVE THE PROBLEM?
REMA BROKER Sp. z o. o. ordered the application of the clause on adjusters and external experts in order to prepare an additional expert opinion. In accordance with the resulting opinion, the party that suffered damage had nothing to do with the fire, and the claim regarding gross negligence was groundless.
WHAT WAS THE RESULT FOR THE CLIENT?
As a result of the above, the insurance company reviewed its original decision and paid 100% of the damages due to the client, i.e. PLN 100,000.
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