Risk under control

Build safe business with us

More about

Insurance brokers

We are experienced insurance brokers with a 30-year tradition. Clients entrust us with their life, health and property. We want them to feel that we have provided them with reliable, professional and comprehensive service, and that their business is 100% safe.

Our extensive knowledge of law and insurance products available on the market, and a detailed analysis of the client’s needs, allow us to negotiate the most optimal insurance agreements. More than 3000 entities have trusted us for the provision of advisory services and proposal of non-standard insurance schemes. We provide support during claims adjustment and the satisfaction of claims throughout the entire period of cooperation. We act with full responsibility and in light of the provisions of the Insurance Distribution Act of 15 December 2017, in force since 1 October 2018, which is confirmed by a relevant civil liability insurance policy which additionally guarantees safety for our clients.

Company

Milestones

1990

Establishment of the company by Bogdan Regulski

1998

First 1000 clients

2004

Second generation influences the development of the company

2010

Full digitalisation of the company

2019

PLN 300 million of premium due

Our

Team

Our team consists of licensed brokers with long-term experience in the insurance services market. We have comprehensive knowledge of insurance, risk management and negotiations, and thorough understanding of insurance company products. We always act as a team. The schemes that we develop are well thought through and adjusted to current needs, expectations, preferences and possibilities. They allow us to secure each area of the client’s business activity, and enable the broadest possible transfer of risk to insurance companies.

Rema Broker

How do we operate?

1

WE START WITH AN AUDIT

We gain a clear understanding of the client’s business activity, and assess the related risk. We research whether the current insurance scheme covers all threats and whether the insurance coverage is optimal in terms of the incurred costs.

2

WE PREPARE A CONCEPT SCHEME

We propose a scheme adjusted to the client’s needs, on the basis of our audit. It comprises suitable insurance products and specific clauses. It also includes a list of insurers with whom we can conduct further negotiations.

3

WE SEND REQUESTS FOR PROPOSALS

After the client approves the framework points of the insurance scheme, we issue requests for proposals to suit the particular requirements. We carefully analyse all the responses we receive. We check if they meet our client’s expectations, and whether they fully secure their operating activities.

4

WE NEGOTIATE CONDITIONS

We make sure that the policy provisions and clauses comply with the original intention. We hold talks to ensure we can achieve the most favourable price, while at the same time fully secure all potential risks related to the insured business activity and the property owned.

5

WE PROVIDE SUPPORT THROUGHOUT THE ENTIRE COOPERATION PERIOD

We establish principles for mutual communication with regard to the servicing of policies and claims adjustment with the client. We train the appointed employees, adjust the insurance scheme to the procedures applicable in the client’s company, and arrange a reporting system convenient for both parties.

6

WE PROVIDE ASSISTANCE IN CLAIMS ADJUSTMENT

We support and/or conduct the claims adjustment process. We compare a given event with the provisions contained in the insurance policy, clauses, inclusions and exclusions. If the amount of damages is not adequate to the damage, we participate in appeal procedures.

7

TRAINING AND CONSULTING

We maintain systematic contact with the client. We notify the client of any relevant changes in insurance, civil and business law pertaining to the insurance agreements. We draw the client’s attention to any changes that affect its operating activities. We provide training and consulting services with regard to new insurance products.